Digital Banking Features
Everything customers expect from a modern bank
Account Management
Open, view and manage personal and business accounts in one place.
Transfers & Payments
Domestic and international transfers with bill pay built in.
Customer Self-Service
Disputes, card controls, statements and limits with no branch visit.
Multi-Currency Support
Hold, send and receive across multiple currencies with live FX.
Transaction History
Searchable, filterable history with categorisation and exports.
Scheduled Payments
Recurring transfers, standing orders and future-dated payments.
Security & Authentication
Bank-grade security baked into every journey
From sign-in to settlement, every action is authenticated, signed and logged. MFA, adaptive session management and real-time fraud detection are standard.
- Multi-factor authentication (TOTP, push, biometric)
- Adaptive session management and device binding
- Real-time fraud detection and risk scoring
- Tokenised credentials — never store raw secrets
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Integrations
Integration Capabilities
REST API
Stable, documented REST APIs for every product and account action.
Mobile Banking Sync
Shared state and session with Doocat mobile banking apps.
Payment Gateway Connect
Pre-built connectors for cards, ACH, SEPA, SWIFT and instant rails.
Why Doocat
Outcomes our customers measure
40%
Reduction in operational costs
99.9%
Platform uptime SLA
24/7
Digital access for customers
