Features of Islamic Banking
Every transaction is screened against Riba, Gharar and Maysir rules.
Configurable profit and loss distribution between depositor and institution.
Transparent markup calculations with full disclosure of cost and profit.
Asset leasing workflows with ownership transfer options.
Wadiah and Mudarabah-based savings with profit-sharing returns.
Screen investments against Sharia and ESG criteria.
Fully Sharia Compliant
Doocat's Sharia compliant banking software is built from the ground up to support ethical financial services, with regional customisation for Muslim-majority markets across the GCC, South-East Asia and Africa.
Governance controls, audit trails and regulatory alignment are embedded into every product module — giving your Sharia board and regulators complete visibility.
Benefits for Financial Institutions
Pre-configured for GCC, SE Asia and African Islamic markets.
Adjust profit ratios, fees and governance per entity.
Arabic, English, Urdu, Malay and more.
Reports aligned to local central bank Sharia guidelines.
Frequently Asked Questions
What makes Doocat suitable for Islamic banking?+
Doocat includes Sharia-compliant product templates, profit-sharing engines and ethical investment screening built into the core platform.
Is Doocat certified for Sharia compliance?+
Doocat provides the configuration and product templates required; certification is granted by your institution's Sharia board against a specific deployment.
What products do you support?+
Murabaha, Ijara, Mudaraba, Musharaka, Sukuk and standard deposit and account products in Sharia-compliant form.
Can we run conventional and Islamic banking on one platform?+
Yes — multi-tenant or multi-entity deployments can host both with strict separation.