Payment Infrastructure Features
Authorise, clear and settle with predictable latency.
Smart routing across acquirers, schemes and rails.
Native hooks into Doocat mobile banking apps.
Seamless integration with Doocat online banking.
Sub-second posting for instant payment rails.
Automated multi-leg reconciliation with exception handling.
Real-Time Payments at Scale
A digital payment platform built for 24/7 rails — with idempotent APIs, exactly-once semantics and elastic scaling that grows with your volume.
- ISO 20022 messaging support
- API-first architecture for fast integrations
- Horizontal scaling with predictable latency
- Sub-50ms median authorisation
Security at every layer
ML-powered scoring on every transaction in flight.
TLS 1.3 in transit, AES-256 at rest, rotating keys.
Architected and audited to meet PCI-DSS controls.
Benefits for Financial Institutions
Move from end-of-day batches to real-time settlement.
Documented, versioned APIs for every payment action.
One engine for cards, transfers, wallets and QR.
From thousands to hundreds of millions of transactions.